Information Memorandum
Ready to sell your business privately in Australia? Our guide walks you through crafting a Business Information Memorandum (IM)—your key to hooking buyers without a broker. Learn how to showcase your business’s value, from revenue highlights to growth potential, all while keeping it concise and confidential until the right buyer steps up."
Here's a step-by-step guide to preparing a Business Information Memorandum (IM) for a small to medium-sized business in Australia:
Step 1: Define the Purpose and Audience
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Purpose: Determine whether your IM is for attracting investors, selling the business, or securing a loan.
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Audience: Tailor the document to sophisticated investors, potential buyers, or financial institutions.
Step 2: Gather Essential Information
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Company Overview: Include history, mission, vision, and business model.
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Legal Structure: Detail the legal form of the business (e.g., Pty Ltd, Partnership), ownership percentages, and any significant legal issues or compliance matters.
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Financial Information: Collect financial statements for at least the last three years, including balance sheets, income statements, cash flow statements, and tax returns. Prepare forecasts and projections.
Step 3: Market Analysis
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Industry Overview: Describe the industry, market trends, size, and growth potential.
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Competitive Analysis: Discuss direct and indirect competitors, your business's competitive advantage, and market positioning.
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Target Market: Define your customer demographics, needs, and how your business meets those needs.
Step 4: Operational Details
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Products/Services: Outline what you sell or the services provided, highlighting unique selling points.
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Operational Processes: Document key operational aspects like supply chain, production, distribution, and any proprietary technology or process.
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Management Team: Profile key team members, their roles, experience, and contributions to the business.
Step 5: Financial Projections and Use of Funds
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Financial Forecasts: Provide detailed projections for the next 3-5 years, including assumptions.
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Use of Funds: If raising capital, specify how the funds will be used (e.g., expansion, marketing, R&D).
Step 6: Risk Analysis
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Risks: Identify potential risks (market, operational, financial, regulatory) and discuss mitigation strategies.
Step 7: Legal and Regulatory Information
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Intellectual Property: List any patents, trademarks, or copyrights.
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Regulatory Compliance: Mention any licenses, permits, or regulatory frameworks pertinent to your business.
Step 8: Drafting the Document
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Executive Summary: Write this last, summarising key points to entice readers.
Structure the Document: Use headings, subheadings, and bullet points for clarity. Include:​
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Table of Contents
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Executive Summary
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Company Overview
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Market Analysis
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Operational Details
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Financial Information
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Legal and Regulatory Information
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Risk Analysis
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Appendices (for additional detailed data)
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Cover Page
Step 9: Confidentiality and Legal Considerations
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Non-Disclosure Agreement (NDA): If necessary, include or reference an NDA to protect sensitive information.
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Disclaimers: Add disclaimers about the accuracy of the information and any forward-looking statements.
Step 10: Review and Refine
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Internal Review: Have key management review the document for accuracy and completeness.
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Legal Review: Consult with a legal advisor to ensure compliance with Australian law, especially regarding securities offerings if investors are involved.
Step 11: Professional Presentation
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Design and Format: Ensure the document is professionally formatted with clear graphs, charts, and images if applicable.
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Proofreading: Check for errors in grammar, spelling, and consistency.
Step 12: Distribution
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Targeted Distribution: Send to potential investors or buyers under confidentiality.
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Follow-Up: Be prepared to answer questions and provide further information during the due diligence phase.
By following these steps, you can create a comprehensive, persuasive Information Memorandum tailored to small to medium-sized businesses in Australia. Remember, while this guide provides a structure, each business might need to adjust details based on its unique circumstances.​​​
